Disclosures:
True Gold Republic, Inc. (“TGR”) is a seller and purchaser of precious metals, coins, and related products. TGR is not an exchange, a brokerage firm or financial adviser and does not provide any investment, tax, or legal advice with respect to the suitability of the products. Investing in precious metals involves risk and the valuation of precious metals is based on many factors including without limitation supply and demand, economic and monetary policy, and political events. The impact of these events cannot be predicted with certainty on the value of precious metals and as such prices and value may rise or fall over time and TGR makes no representations or guarantees concerning the future performance of any purchase, including whether the products purchased will appreciate.
Precious metals should be considered a long-term purchase and buyers should be prepared and willing to hold the products for at least three to five years. Therefore, individuals should not tie up capital in precious metals unless they can hold the metals for this time period. Moreover, precious metals are not suitable for anyone seeking current income. The decision of whether to purchase or sell precious metals should be made by the individual buyer after independent research and analysis of the individual’s financial needs and circumstances and after obtaining independent financial or tax advice as is appropriate.
Transparency:
Known as True Cost Pricing, True Gold Republic leads the precious metals industry in pricing transparency, disclosing the spread and the markup it charges for the precious metals it offers as well as the commission account executives may earn. The mark-up is the difference between the acquisition/wholesale price True Gold Republic pays to procure precious metals and the retail price True Gold Republic charges the Client. For example, if True Gold Republic buys a coin wholesale for $91.00 and then sells that coin at a retail price of $100.00, then True Gold Republic has applied a 9.9% mark-up on that transaction (100.00 – 91.00 = 9; 9/91 = 0.0989 x 100 = 9.9%). The spread is the difference between the retail price client pays to buy precious metal and the buyback price True Gold Republic pays to reacquire the precious metal from client that day. For example, if True Gold Republic sells a product at a retail price of $100.00 and then is reacquiring that asset from clients at a buyback price of $95.00 that day, the spread is 5% (100-95 = 5; 5/100 = 0.05 x 100 = 5%). The mark-up and the spread are determined by True Gold Republic and are based on various factors, including, but not limited to investor interest and demand, available supply, and perceived value.
True Gold Republic classifies its products as either Common Bullion, Semi-numismatic, or Numismatic Collector Products. These classifications are internal to True Gold Republic and may differ from classifications used by other precious metal dealers. True Gold Republic’s Common Bullion Products are priced above the value of the precious metal they contain. The mark-up on Common Bullion Products is 5%-10%. The spread is 3%-5%. The commission account executives may earn on these products is 1%-2%. Common Bullion Products may increase or decrease in value regardless of, and at times in opposition to, changes in the spot price of the precious metal they contain.
True Gold Republic’s Semi-numismatic Products are priced above the value of the precious metal they contain. The mark-up on Semi-numismatic Products is 39%+, depending on the specific asset. The spread is 12-25%. The commission account executives may earn on these products is 1%-8%. Semi-numismatic Products may increase or decrease in value regardless of, and at times in opposition to, changes in the spot price of the precious metal they contain. Semi-numismatic Products include all products True Gold Republic offers that are not otherwise identified as Common Bullion or Numismatic Products.
Numismatic Products. True Gold Republic’s Numismatic Products are priced at a significant premium above the value of the precious metal they contain. The mark-up on Numismatic Products varies greatly depending on the product but is generally 59%+. The spread on these products is more dependent on rarity and collector demand and interest. The commission account executives may earn on these products is 1%-8%. Numismatic Products may increase or decrease in value regardless of, and at times in opposition to, changes in the spot price of the precious metal they contain. Numismatic Products include all products True Gold Republic offers that are not otherwise identified as Common Bullion or Semi-numismatic Products.
TGR representatives are not licensed financial advisers and no fiduciary relationship is formed between TGR representatives and TGR customers. TGR representatives are commissioned salespersons whose commissions are in part based on the amount and type of precious metal they sell, with semi-numismatic and numismatic items carrying higher commissions. TGR representatives are not authorized to offer or provide any investment, tax, or legal advice concerning the Products. Anyone interested in including precious metals as part of their IRA or other retirement accounts should consult with a qualified tax professional concerning tax consequences if any before proceeding with the investment.
The statements contained herein are for informational purposes only and should not be construed as investment advice concerning the suitability of any specific form of investment. Any performance data provided is based on past performance only and is neither a prediction nor a guarantee of future performance or results. No warranty or guarantee is being made concerning the accuracy of the information offered, which may have changed in light of any recent changes in financial data or events.
Communication Agreement:
Communication Policy for Users of True Gold Republic
At True Gold Republic ("TGR"), we are committed to maintaining transparency and clarity in our communication practices. This communication policy outlines how we may contact users who provide us with their personal information, including but not limited to their name, email address, and phone number, when using our website www.truegoldrepublic.com. By providing us with your personal information, you agree to the terms outlined in this policy.
Communication Channels:
- Email: By providing your email address, you consent to receive communication from TGR via email. These communications may include, but are not limited to, account-related notifications, promotional offers, newsletters, and updates about our products and services.
- Phone Calls: By providing your phone number, you consent to receive phone calls from TGR representatives for purposes related to your account, inquiries, or customer service needs. These calls may be conducted by automated systems or live representatives.
- Text Messages: By providing your phone number, you consent to receive text messages from TGR for purposes related to your account, inquiries, or customer service needs. These messages may include service updates, appointment reminders, promotional offers, or other relevant information.
Opting Out:
We respect your preferences regarding communication, and you have the right to opt out of receiving certain types of communication from us. If you wish to opt out of receiving emails, phone calls, or text messages, please contact us at info@truegoldrepublic.com with your request. Please note that even if you opt out of certain types of communication, we may still contact you for important account-related or transactional purposes.
SMS Terms and Conditions:
True Gold Republic and its affiliates (“We” or “Us”) are offering a mobile messaging program (the “Program”), which you agree to use and participate in subject to these SMS Marketing Terms and Conditions (the “Terms”). By opting in to or participating in any of our Programs, you accept and agree to these terms and conditions. PLEASE READ THESE TERMS CAREFULLY, AS THEY CONSTITUTE A LEGAL AGREEMENT BETWEEN YOU AND US.
User Opt In:
Program allows users to receive SMS/MMS mobile messages or other marketing and informational communications by opting into the Program, such as through online or application-based enrollment forms or by texting a keyword to one of our phone numbers (such as a traditional 10-digit phone number or a toll-free number) or “short codes” (a 5 or 6-digit number that We use to exchange SMS/MMS with you), to which you may need to respond to confirm your opt-in. Regardless of the opt-in method you used to join the Program, you agree that these Terms apply to your participation in the Program. By participating in the Program, you agree to receive text messages, including automated text messages, at the phone number associated with your opt-in, and you understand that consent to these terms is not required to make any purchase from Us. While you consent to receive messages and calls sent using an autodialer, this shall not be interpreted to suggest or imply that any of Our mobile messages are sent using an automatic telephone dialing system (“ATDS” or “autodialer”), and you and We agree that the system we use to send Our messages is not an ATDS.
User Opt Out:
If you do not wish to continue participating in the Program or no longer agree to these Terms, you agree to reply STOP, UNSUBSCRIBE, REMOVE, CANCEL, END, QUIT, OPT OUT or ARRET to any mobile message from Us to opt out of the Program. You may receive one additional mobile message confirming your decision to opt out. You understand and agree that these opt-out options are the only reasonable methods of opting out. You also understand and agree that any other method of opting out, including, but not limited to, texting words other than those set forth above or verbally requesting one of our employees to remove you from our list, is not a reasonable means of opting out.
Support Instructions:
For support regarding the Program, text “HELP” in reply to the message you received from Us, or send Us an email at sobrien@truegoldrepublic.com. For further opt-out support, please contact our SMS platform provider, SlickText, at support@slicktext.com.
Cost and Frequency:
Although We do not charge you for our messages, message and data rates may apply from your wireless carrier. The Program involves recurring mobile messages, which may vary in frequency based on, among other factors, your level of interaction with Us.
MMS Disclosure:
The Program will attempt to send SMS MTs (terminating messages) if your mobile device does not support MMS messaging.
Our Disclaimer of Warranty:
The Program is offered on an "as-is" basis and may not be always available in all areas and may not continue to work in the event of product, software, coverage or other changes made by your wireless carrier. We will not be liable for any delays or failures in the receipt of any mobile messages connected with this Program. T-Mobile is not liable for delayed or undelivered mobile messages.
Participant Requirements:
You must have a wireless device of your own, capable of two-way messaging, be using a participating wireless carrier, and be a wireless service subscriber with text messaging service. Not all cellular phone providers carry the necessary service to participate. Check your phone capabilities for specific text messaging instructions.
SMS/MMS Privacy Policy:
We respect your privacy. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. We will use information you provide to transmit your mobile messages and respond to you, if necessary. This includes, but is not limited to, sharing information with platform providers, phone companies, any companies who engage Us to promote their goods and services to you, and other vendors who assist Us in the delivery of mobile messages. Nonetheless, We reserve the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect Our rights or property.When you complete forms online or otherwise provide Us information in connection with the Program, you agree to provide accurate, complete, and true information. You agree not to use a false or misleading name or a name that you are not authorized to use. If, in Our sole discretion, We believe that any such information is untrue, inaccurate, or incomplete, or you have opted into the Program for an ulterior purpose, We may refuse you access to the Program and pursue any appropriate legal remedies. This Privacy Policy is strictly limited to the Program and has no effect on any other privacy policy(ies) that may govern the relationship between you and Us in other contexts.
Security and Privacy:
True Gold Republic ("TGR") takes the security and privacy of your personal information seriously. We utilize industry-standard security measures to protect your data from unauthorized access, use, or disclosure. We do not sell or rent your personal information to third parties for marketing purposes. For more information about how we collect, use, and protect your personal information, please review our Privacy Policy.
Updates to Communication Policy:
We may update this communication policy from time to time to reflect changes in our practices or to comply with legal requirements. We encourage you to review this policy periodically to stay informed about how we communicate with our users.
If you have any questions or concerns about our communication policy, please contact us at info@truegoldrepublic.com.
Thank you for choosing True Gold Republic.
