True Gold Republic ("TGR," "Company," "we," "us," or "our") provides the following disclosures to help customers and prospective customers understand the risks associated with precious metals ownership and the rules governing precious metals held through Individual Retirement Accounts (IRAs).
1. Precious Metals Investment Risks
Purchasing gold, silver, and other precious metals involves financial risk, including the potential loss of principal. Market prices fluctuate based on supply and demand, economic conditions, inflation, interest rates, monetary policy, geopolitical events, and other factors beyond TGR's control.
Precious metals generally do not generate interest or dividends and may not be suitable for individuals seeking regular income or immediate liquidity.
Past performance does not guarantee future results. TGR does not guarantee appreciation, profitability, preservation of purchasing power, protection against inflation, or any particular financial outcome.
The resale value of precious metals may differ from their original purchase price. Customers may incur losses when selling, particularly over shorter holding periods.
Customers should carefully evaluate their financial circumstances, objectives, and tolerance for risk before purchasing precious metals.
2. Transaction Terms and Disclosures
All purchases and sales of precious metals through True Gold Republic are governed by the applicable customer purchase agreement and transaction documents.
Product-specific pricing, applicable fees, costs, payment obligations, delivery terms, cancellation provisions, and other material transaction disclosures will be provided to customers before they become contractually obligated to complete a purchase.
Customers are encouraged to carefully review all transaction documents, ask questions, and understand the applicable terms before authorizing a purchase.
The Company's transaction-specific agreements govern the rights and obligations of the parties with respect to the applicable purchase or sale, subject to applicable law.
3. Self-Directed IRAs and Custodial Requirements
Certain precious metals may be purchased and held through eligible self-directed IRAs, subject to applicable Internal Revenue Service (IRS) rules.
True Gold Republic is not an IRA custodian or trustee. IRA custodial and depository services are provided by independent third parties.
Not all precious metals products qualify for IRA ownership. Eligibility depends on applicable statutory requirements, including metal purity standards and restrictions on certain coins and collectibles.
IRA-owned precious metals generally must be held in the possession of a qualified trustee or custodian in accordance with applicable law. Personal possession or unauthorized storage arrangements may result in adverse tax consequences.
Custodial, storage, administrative, transaction, and other fees may apply. Customers should review these costs and the terms of their custodial arrangements before establishing or funding an account.
4. IRS Rules, Rollovers, and Distributions
Transfers, rollovers, contributions, withdrawals, and distributions involving retirement accounts are subject to applicable IRS rules and limitations.
Not all retirement accounts or employer-sponsored plans are eligible for rollover or transfer at a particular time. Eligibility may depend on account type, employment status, plan provisions, and other factors.
Improper rollovers, prohibited transactions, purchases of ineligible assets, or unauthorized distributions may result in taxes, penalties, or loss of favorable retirement account treatment.
Required minimum distribution rules may apply depending on the account owner's age and account type. Distributions involving physical precious metals may create additional valuation, liquidity, or tax considerations.
True Gold Republic does not guarantee that any retirement account transaction will be tax-free, penalty-free, or eligible for favorable tax treatment.
Customers should consult a qualified tax professional, financial adviser, or retirement account custodian regarding their specific circumstances.
5. No Investment, Legal, or Tax Advice
True Gold Republic is a precious metals dealer, not a bank, securities broker-dealer, registered investment adviser, law firm, tax advisory firm, or IRA custodian.
Information provided through our websites, advertisements, educational materials, publications, interviews, and representatives is intended for general informational and educational purposes.
TGR does not provide individualized investment, financial, legal, or tax advice, and no communication should be interpreted as a guarantee of investment performance or a recommendation that a particular transaction is suitable for an individual.
Customers are responsible for independently evaluating their purchasing decisions and seeking qualified professional advice when appropriate.
6. Third-Party Services and Additional Terms
TGR may coordinate with independent IRA custodians, depositories, financial institutions, payment processors, shipping providers, and other service providers to facilitate transactions.
These providers may maintain separate fees, policies, agreements, and operational requirements.
TGR does not guarantee the independent performance or services of third parties except as expressly provided in a binding agreement or required by applicable law.
These disclosures should be read together with our Terms & Conditions, Privacy Policy, and any applicable customer transaction agreements.
For additional information, please contact:
True Gold Republic
Website: https://www.truegoldrepublic.com
Email: info@truegoldrepublic.com
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